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November 2018 Archives

Can I discharge a student loan through bankruptcy?

Many college graduates in New Jersey find themselves unable to pay back their student loans, which can sometimes be exorbitant. However, unlike other types of debt student loans are not typically able to be discharged in bankruptcy. According to Forbes, this trend could be changing, which might help students get a handle on debt and prevent future financial hardship.

Credit card debt and Chapter 7

Many people choose to move forward with a bankruptcy because they are struggling with credit card debt, a problem that has become especially common in the U.S. Not all of the people who take on a significant amount of credit card debt do so out of irresponsibility. In fact, some find themselves in this tricky position because of a health crisis or an injury that left them unable to work, prompting them to turn to their credit card to buy groceries or take care of bills. Worse, interest may have made their debt balloon out of control.

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