Chapter 7 Bankruptcy Attorney In Hackettstown, New Jersey

Is Chapter 7 Bankruptcy Right for Me?

Commonly referred to as a “liquidation,” Chapter 7 bankruptcy does not strip you of all your possessions. Most clients are able to keep most or all personal property, including the family home, vehicles and other valuables. Under Chapter 7, the bankruptcy court may discharge a large portion or the entire amount of a person’s debts.

If you have been under severe financial stress due to causes that are beyond your control, give us a call as soon as possible. Chapter 7 may be the right debt relief option for your circumstances.

Contact Jonathan Stone ESQ CPA MST LLC to schedule a consultation with a lawyer today at 908-829-6555

Case Types

Start The next, Exciting Chapter In Your Life

Designed to give individuals a fresh financial start, a discharge of debt is usually granted, though not always. Certain criteria must be met to show that an individual has made an honest accounting of debt, income, property and financial needs.

To begin the Chapter 7 process, a client must provide the following information:

A detailed list of creditors owed and the nature of their claims
The source, the total amount and the frequency of income
An entire, detailed list of property
A list of monthly expenses — shelter, clothing, food and other necessities

What Are Some of the Requirements for a Chapter 7 Bankruptcy?

To prevent high-income people from taking advantage of an “easy out,” applicants for Chapter 7 bankruptcy must pass a means test. The means test assures the court that you do not have enough income to reasonably pay off your debt. You’ll also need to get financial counseling during the six months before you file. To ensure that you meet all these requirements and file the proper paperwork, you’ll need to meet with a bankruptcy lawyer well beforehand so that the process goes through as quickly as possible. Get started on the road to financial freedom today. Contact one of our bankruptcy attorneys now.

Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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Practice Areas

Bankruptcy Law

Probate Litigation

Tax Resolution

Hours

Mon - Fri: 8:00 am - 5:00 pm
Sat - Sun: Closed

Contact Information

Phone: 908-829-6555

490 Schooleys Mountain Road

Bldg. 3A

Hackettstown, New Jersey 07840

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.