Going to the doctor is sometimes a necessary evil. While we certainly appreciate the medical care we receive when we are seriously injured or ill, this care comes at a price --medical expenses that we simply cannot afford. The problem is only compounded if you lost...
One reason that many New Jersey residents may consider bankruptcy as a viable option for debt relief is that they have received notice that they may lose their home in a foreclosure. In many cases, people start thinking about bankruptcy because they have tried...
New Jersey residents like you already deal with enough stress when you are in debt. You do not need the additional headache that comes from dealing with aggressive debt collectors. There are laws in place to protect you from harassment by debt collectors....
Making the money required to pay off debts can be hard enough normally. In 2020, external pressures of all sorts have an impact on a company's ability to stay afloat — no matter who they are or how long they have been around. According to the New Jersey branch of...
Even after people decide to file for Chapter 13 bankruptcy, they may still have many questions about the process. There are a few things people have to do to begin the bankruptcy process. According to Nerd Wallet, people have to attend credit counseling. During these...
Marriage and finances are often a tricky thing, in New Jersey and elsewhere. Some couples keep their money separate and split bills and living costs while other couples integrate their money in joint accounts and pay for everything together. As the Administrative...
When you decide to file for personal bankruptcy, you may be working through your options and figuring out the differences between Chapter 7 and Chapter 13 filings. The two types have some fundamental differences, and not everyone is an eligible candidate for both...
When you choose to file bankruptcy, the first step you have to take is to decide which type of bankruptcy to file. This decision depends on your financial circumstances. Chapter 11 and 13 may seem very similar, and they do have some similarities. You may choose to...
Many people view the need to file bankruptcy as a failure, but the reality is that life happens. Unexpected medical expenses, job loss, unplanned emergencies and other factors can all contribute to debt. For many people, the debt becomes too much, and they must ask...
Consumers may have doubts or fears about filing for bankruptcy even in the face of rapidly mounting debt. There may be particular concern about losing all their property and having to start over with nothing. Taking all of a consumer's property is not the goal of...
